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Life Insurance, Income Protection and Critical Illness Cover for scuba divers

You’ve taken your scuba diving lessons, learnt your scuba diving skills, acquired the kit and discovered the best diving locations.If you are now looking for financial peace of mind then Scuba Financial Services is here to help. We specialise in providing Life Insurance, Income Protection, Mortgage Protection and Critical Illness Cover for scuba divers.

Scuba diving Life Insurance

You have built your scuba diving skills, acquired your scuba diving kit, been on a few scuba social meets and discovered the best scuba diving locations. If you are now looking for financial peace of mind, should an accident (or worse) happen, then Scuba Financial Services is here to help you.

Do I need Life Insurance because I dive?

NO! You need life insurance like every other person who has commitments , has debts, has responsibilities or who has a family and wishes to provide for them. Many people enquire about life insurance or financial protection because they may be due to go on a diving trip to the Mediterranean or Egypt for example. or they have a planned diving expedition involving deeper depths or wreck diving.

How to protect your finances as a scuba diver

How does Scuba Diving affect your life insurance policy? Is Scuba diving a sport which should be disclosed to an insurance company when applying for life insurance?

Failure to disclose to your insurance company that you Scuba dive may impact on your life policy cover. Legally your insurer may void your contract whether your non-disclosure was intentional or not.

Life Insurance - 6 tips to save you money & improve cover

Some useful information to consider - eg should you choose single or joint policies? decreasing or level insurance? what about tax efficiciency? terminal or critical illness? and if it is worth seeing a life insurance specialist!

Do I choose Terminal Illness or Critical Illness Cover?

Life Insurance - not exactly the most interesting topic at the forefront of everyone’s mind. The main element of the policy namely ‘life insurance’ is easy to understand, but there is confusion over the difference between the additional benefits of Terminal Illness Cover and Critical Illness Cover. Are they the same?

Does diving affect your life insurance policy?

Is Scuba diving a sport which should be disclosed to an insurance company when applying for life insurance? Failure to disclose to your insurance company that you Scuba dive may impact on your life policy cover. Legally your insurer may void your contract whether your non-disclosure was intentional or not.